The right plan in minutes—compliance built in.
Zenny audits your workforce, recommends the right funding + plan, enforces ACA/ERISA by design, and helps employees find care - all in one platform.
What you get with Zenny
End-to-end benefits management designed for distributed workforces
Pick the right plan—fast
Upload your census and get 3-5 funding + plan recommendations in minutes, with affordability checks and network adequacy built in.
Compliance on autopilot
ALE determination, affordability checks, 90-day waiting periods, SBC/COBRA/Section 125 notices; all handled automatically with zero missed deadlines.
Employees get real help
Your team gets a concierge for care decisions with in-network provider search, quality ratings, and price transparency at their fingertips.
Three products, one platform
From plan selection to enrollment to daily care navigation- ZennyAi covers the full benefits lifecycle
PlanFit Engine
- Upload census, worksites, budget, and contribution policy to get started
- AI evaluates fully-insured, level-funded, and ICHRA options in minutes
- Receive 3-5 audit-ready plan stacks with affordability checks and network adequacy
Built for SMBs of every shape
Whether you're 12 or 700 employees, single-site or multi-state, Zenny selects the right plan + funding, bakes in ACA/ERISA compliance, and helps your team use their benefits.
Single-site teams
Straightforward benefits with cost control and simple enrollment.
Multi-state operations
One workflow; route ZIPs and state rules handled automatically.
Distributed/field crews
In-network access near home or job sites; network adequacy checks.
Variable-hour & seasonal
Accurate ALE and affordability tracking for fluctuating hours.
Fast-growing or M&A
Add locations and entities without breaking compliance.
Union or prevailing wage
Coordinate plan rules alongside wage requirements.
Compliance, by design
We don't bolt compliance on—it's built into every recommendation and workflow
We enforce automatically
- ALE determination
- Affordability testing
- 90-day waiting period
- SBC distribution
- COBRA notices
- 1095-C generation
How it works
From data to decision in three simple steps
Upload census & set policy
Provide your employee census, worksite locations, budget, and contribution policy in 10–15 minutes.
Get 3–5 audit-ready recommendations
Our AI evaluates fully-insured, level-funded, and ICHRA options with affordability checks and network adequacy.
Bind and roll forward
Choose your plan, bind coverage, and transition to enrollment and compliance management with no data re-entry.
Calculate your potential savings
See how much PlanFit could save your business at renewal